1. About the Service

Interactive Trader AI provides AI-driven data analysis, educational content, and risk-management tools intended to support decision-making for investors and small business owners. The Service, including any features related to the Smart Stop-Loss approach, is provided for informational and analytical purposes only and does not constitute financial, investment, legal, or tax advice.

2. Eligibility and Account Registration

To access certain features of the Service, you may be required to register for an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorised use of your account.

You represent that you are at least 18 years of age and have the legal capacity to enter into these Terms.

3. No Financial Advice

Nothing provided through the Service — including analysis, alerts, stop-loss suggestions, reports, or any other output — should be interpreted as a recommendation to buy, sell, or hold any financial instrument, or as a substitute for professional financial, legal, or tax advice. You are solely responsible for your own investment and business decisions. Past performance of any strategy, model, or methodology referenced on the Service is not a reliable indicator of future results.

We strongly encourage you to consult with a qualified, independent financial adviser before making any investment or business decision based on information obtained through the Service.

4. Subscription, Fees, and Payment

Certain features of the Service may require payment of fees, as described at the point of purchase. Fees are stated in the applicable currency and may be subject to change with reasonable prior notice. Unless otherwise stated, fees are non-refundable except as required by applicable law or expressly set out in these Terms.

You are responsible for providing accurate billing information and for any taxes applicable to your use of paid features.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Attempt to reverse-engineer, decompile, or otherwise access the underlying source code or models of the Service;
• Interfere with, disrupt, or place undue load on the Service's infrastructure;
• Misrepresent your identity or impersonate any person or entity;
• Use automated means to scrape, harvest, or extract data from the Service without prior written consent;
• Redistribute, resell, or sublicense access to the Service without our prior written permission.

6. Intellectual Property

All content, software, trademarks, logos, and materials made available through the Service are the property of Interactive Trader AI or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for your own personal or internal business purposes, subject to these Terms.

7. Data and Third-Party Information

The Service may incorporate data, analysis, or content sourced from third parties. We do not guarantee the accuracy, completeness, or timeliness of such third-party information and are not responsible for errors or omissions contained within it. Any reliance you place on such information is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Interactive Trader AI, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment capital, arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.

Nothing in these Terms shall exclude or limit liability for death, personal injury, fraud, or any other liability that cannot be excluded or limited under applicable law.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Suspension and Termination

We may suspend or terminate your access to the Service, in whole or in part, at any time if we reasonably believe you have breached these Terms, engaged in fraudulent or unlawful activity, or for any other legitimate business reason, with or without prior notice. You may terminate your account at any time by discontinuing use of the Service and, where applicable, following any cancellation process made available to you.

11. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at our discretion. We may also update these Terms from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. Material changes will be indicated by updating the "last updated" date below. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Interactive Trader AI operates, without regard to conflict of law principles. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable consumer protection law.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

14. Contact

If you have any questions regarding these Terms, please get in touch via our contact page.

Last updated: [insert date]. This document is a general template provided for informational purposes and does not constitute legal advice. Please have it reviewed by a qualified professional before use.